Texas Tech Red Raiders 2024 March Madness Mascot Shirt

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So rent takes up 65% of my expenses. Tube student card costs another 6%. Of the Texas Tech Red Raiders 2024 March Madness Mascot Shirt What’s more,I will buy this remaining, I strictly spend 20 pounds a week for groceries. That’s 5%. Essential to keeping this at 5 is plan the week’s cooking and buy only groceries required for these dishes, ensure no wastage. Of the remaining 24%, 10% is for leisure stuff – could be eating out with friends, buying something on Amazon etc. Remaining 14% for miscallenous expenses. If I get a climbing gym membership, 6% goes there. Some months there’s extra miscallenous expenses that show up by surprise so it becomes very tight. If I have bills to pay, then that remaining goes there. I don’t have bills to pay now, because I moved to an Airbnb permanently. I currently live with parents but when I was renting I was paying about 1/3 of take home income on rent and bills living in zone 6 and spending nothing on transport. Lived with 2 other people. Saved lots easily even with splurging on food but guess my area was just cheap. If I was with a partner I’d have been milking it but then we’d also probably be pushing to have our own place in which case we certainly wouldn’t be.

Texas Tech Red Raiders 2024 March Madness Mascot Shirt, hoodie, tank top, sweater and long sleeve t-shirt

I’m not saving money, not thinking about holidays, try to always batch cook, rarely go out, don’t buy new things much, had to use the Texas Tech Red Raiders 2024 March Madness Mascot Shirt What’s more,I will buy this little savings I had for an emergency last year and haven’t recovered any of it, cut back on my office days for commuting costs, and just really hoping for steady annual pay increases I’m just about getting by. Zero hours contract so no idea what my annual salary is. I split a flat with a friend. Don’t know how we swung it. Universal credit backs me up. I can’t save and trying to get out of my student overdraft. Cost of living payment this month really saved my butt It’s definitely doable. Single, early 20’s, live with flatmate in a 2 bed in zone 2. Parents don’t pay for my rent (in fairness, it’s rough, about 60% of my take home pay) Go out maybe once a week (night out/dinner/other) , otherwise mostly cook from home. Hardly shop at Sainsbury’s haha. A few hundred £ savings left over each month to either save for a short holiday abroad/put into a LISA for future house deposit. It’s not too bad In 2019, I was living in shared flat (just one more person) with a salary of £30k. Not a lavish lifestyle but I was able to buy quality food, live next to tower bridge and save up a couple hundred pounds each month. There is no way this would be possible now.

1. Length is measured from the highest point on the collar down to the bottom hem. 2. Width is measured across the body of the shirt under the armpits, one way. 3. Sleeves are measured from center back to hem.